Both Kevin and I are aware of our spending. Even before we met we would both consider the purchase before it was made. Once the money has been spent we can't get it back. The more we spend the longer it takes to reach our goal. We each have our own money which works well for us. We both chip in for groceries because this makes it easy, but generally we pay separately.



I have worked as a professional technology trainer for the past 23 or so years which I thoroughly enjoy. I am aware I will need to continue working for some time. My choice will be to slowly extend the amount of time off each year while still earning an income. I plan to pay the remainder of my mortgage off as soon as possible, salary sacrifice into super and generally save as much money as I can. I have found even now, when I do decide to have time off I don't suffer financial stress. I hear of so many people who are set up with high spending habits and I don't envy them one bit. Knowing I can take time out and not be too concerned with finances makes me feel that I can see that light at the end of the tunnel. I paid my house off on 16 May 2018. No more interest payments. It feels amazing.



Kevin worked in mining and saved most of his money paying off his home and investing the remainder. He has a small income, and as he says, you can't spend what you don't have, simple really. Kevin does look for work to supplement his income. If he gets work, it is great, if he doesn't, it is a case of living of what he has. He has no regrets leaving behind his life in mining. He is fit, healthy and living a life which he loves. Kevin's life is a testament to what you can do on a small income.